Onboarding through Yapily
To integrate with UK banks, Continia Banking uses Yapily, a secure open banking API platform that enables both payment initiation and retrieval of enriched financial data. Continia Banking connects directly to Yapily, allowing you to download account statements and initiate payments from Microsoft Dynamics 365 Business Central.
Note
To use open banking through Yapily, you may need to adjust permission roles or create a custom role for your users. For details, consult your bank's documentation or contact your bank directly. Continia Banking covers the cost of using Yapily, but your bank may charge fees for open banking transactions.
Depending on the bank, Yapily may support the following payment types:
- Faster Payment Single - a single-payment file that requires approval for each file.
- Faster Payment Bulk - a multi-payment file that requires one approval for the entire batch.
By using Yapily Connect, each payment requires authentication. When you authenticate your first payment, you're informed that you're connecting to Yapily Connect. By proceeding, you agree to the Yapily terms and conditions. When connecting your UK bank through Yapily, you must grant Yapily the required permissions. Each bank handles third-party access differently. The following table provides guidance and links to bank-specific instructions.
If your bank is not listed, contact your bank for guidance on granting permissions.
| Bank | Permission granting instructions |
|---|---|
| HSBC | Log in to HSBCnet, go to Permissions > Additional banking services > Third-party provider authorization, and select Enquire, Consent, and Revoke. |
| Barclays | To obtain third-party access permissions at Barclays, users need to be assigned a pre-built permission set. This permission set must be allocated and approved by the bank's system administrators. It typically consists of four or five different permission sets. For details, contact Barclays directly. For more information, see Barclays third-party access (Barclays article). |
| NatWest | Download NatWest's PDF instructions. |
| Ulster Bank | Download Ulster Bank's PDF instructions. |
| Royal Bank of Scotland | Download RBS's PDF instructions. |
| Virgin Money | Refer to Virgin Money's article: How can I consent to a Third-Party Provider. |
To set up direct communication with Yapily
Important
Connecting banks through Yapily requires Business Central version 27.0.0 or later.
After permissions are granted, set up direct communication through the Assisted Setup guide.
To start the bank account setup
- Search () for and select Bank Account Setup.
- Select Next to start the setup.
- On the Bank Accounts page, select an existing bank account or create a new one.
- In the Communication column, select Direct Communication, and then select Next.
- Select the Bank System.
- On the Bank Account Setup page, update fields as needed. If needed, turn on Operating address (if different) to add an alternate address.
- Select Next.
To complete authentication and finish the setup
- Continia uses Contact name and Contact email to send notifications for the Know Your Business verification process. Confirm the details, and select Yes to continue.
- Accept the terms and conditions.
- Select Authenticate the connection. You're redirected to your bank's login page.
- Log in to your bank, select one or more accounts, and select Share account. Business Central receives a token and uses it to establish the connection.
- Select Next.
- Select Finish to complete the setup. If the bank's status changed to Ready, you can download statements and initiate payments through direct communication.
For more information on statement reconciliation, see Reconciling statements imported through Yapily. For more information on sending payments, see Sending and managing payments through Yapily.