The Advanced Payment Suggestion option

• 20/11/2025
• 6 minutes to read

The Advanced Payment Suggestion option in Continia Banking provides detailed control for creating and managing payment suggestions. Use this mode for complex scenarios such as partial payments, payment discounts, and due date handling. You can enable the Advanced Payment Suggestion option, in the Banking Export Setup.

Key features

Choose the Advanced Payment Suggestion option if there is the need for a more granular control over payments. This option enables you to manage and monitor payments individually, providing enhanced visibility on the payment-related data.

Key features of the Advanced Payment Suggestion mode include:

• Summarized information on the overall payment suggestion, including details on payment method, currency, or bank level.
• Payment overview with summarized amounts per payment, payment methods, details on recipient bank accounts as well as sender bank accounts.
• Direct access to all vendor and customer information at the payment level.
• Access to ledger entries and their details from within the payments.
• Handling of partial payments and payment discounts for each individual payment.
• Payments for Associations - integrating Continia Banking with Continia Finance allows you to manage payments to vendor or customer associations while maintaining standard checks on due dates, payment discounts, and other details.
• Payment Suggestion Templates with predefined filter settings to simplify and speed up recurring payment processes.

Key differences

In the standard setup, you work from the payment journal. With Advanced Payment Suggestions, you can work directly from Payment Suggestions, using the detailed information available there.

Standard setup

Working with payments using Continia Banking's standard setup is a straightforward, efficient process. The system manages payments in a straightforward way, ideal for users who require a quick, streamlined workflow without the need for extensive customization or additional steps. Once the payment suggestion is generated, it is automatically transferred to the payment journal, enabling fast processing with minimal effort and fewer steps involved.

The process payments using the standard setup:

1. Runs the payment suggestion process to generate the suggestion.
2. Review the payments in the payment journal.
3. Send the payments to the bank, update statuses, and post the transactions.

Advanced Payment Suggestion setup

The Advanced Payment Suggestion setup is designed for users who want more flexibility and control over the payment process before finalizing payments. Initially, the payment suggestion remains in the advanced Payment Overview on the Payment Suggestions page, where all payments and direct debits are displayed along with recipient information and a detailed view of the applied entries. This allows you to review, adjust, and fine-tune payment details before transferring them to the payment journal for final processing.

To process payments using the advanced setup:

1. Run the payment suggestion. The system creates the suggestion similar to the standard setup but presents an advanced view instead of moving data immediately to the payment journal.
2. Edit, validate, or adjust the payment lines in the advanced view. Review all details thoroughly before finalizing.
3. Transfer the payment lines to the payment journal.
4. Complete the process in the payment journal: send the payments to the bank, update statuses, and post the transactions.

To switch between standard and advanced mode on journal batch level

To offer more flexibility, you can set a different mode per journal batch. For example, companies can set the default mode to Standard in the Banking Export Setup for efficiency but enable advanced mode for specific journal batches that require more detailed handling. This is useful when managing vendors differently, for example, enabling advanced mode for vendors with large volumes of payments, complex discount structures, or special due date considerations.

To change the Banking Suggestion mode for a journal batch:

• On the General Journal Batches page, navigate to the journal and in the Banking Suggestion Mode column, select one of the following options:
  • Empty - uses the default setup.
  • Advanced Mode - enables advanced payment suggestions. First make sure all entries are posted in the payment journal before using payment suggestions.
  • Standard Mode - uses standard payment suggestions.